Why Use a Unified Trading Account?

Managing funds across separate trading accounts can make trading less efficient, especially when you need to move assets between accounts before entering a trade.

BloFin's Unified Trading Account (UTA) brings Spot and Perpetual Futures trading together under a single trading account, allowing users to manage their assets, orders, and positions more efficiently without repeatedly transferring funds between separate trading accounts.

What Is BloFin's Unified Trading Account?

The Unified Trading Account (UTA) is an account structure that allows users to manage Spot and Perpetual Futures trading from a single trading account.

After upgrading to UTA, your Spot Account will be merged into the Unified Trading Account. Assets in the UTA can then be used across supported Spot and derivatives trading products according to the applicable account and margin rules.

UTA supports both:

• Isolated Margin Mode – Margin is allocated separately to individual positions.
• Cross Margin Mode – Margin can be shared across eligible open positions.

UTA also supports Single-Currency Mode and Multi-Currency Mode, giving users greater flexibility in managing their trading assets and margin.

UTA vs. Traditional Account: What Changes?

Why Use a Unified Trading Account?

Enhanced Trading Efficiency

With UTA, users can trade Spot and Perpetual Futures from a single trading account.

This eliminates the need to repeatedly transfer assets between Spot and Futures accounts before trading.

Users can also manage their:

• Assets
• Orders
• Positions

through a more unified account structure.

Flexible Margin Management

UTA supports both Isolated Margin and Cross Margin.

With Isolated Margin, margin is allocated separately to individual positions.

With Cross Margin, eligible positions can share available margin, providing greater flexibility when managing multiple open positions.

More Efficient Fund Utilization

Under Cross Margin Mode, margin can be shared across eligible contracts.

Profits and losses across eligible positions can also offset each other, which can improve capital efficiency and help users manage the overall risk of multiple positions.

Single-Currency and Multi-Currency Modes

UTA supports both:

• Single-Currency Mode
• Multi-Currency Mode

These modes provide users with different options for managing collateral and trading exposure based on their trading needs.

Before using either mode, users should review the applicable collateral and risk-management rules carefully.

What to Know Before Upgrading

Before upgrading from a Traditional Account to a Unified Trading Account, please review the following important information.

1. Your Spot Account Will Be Merged Into UTA

After upgrading, your Spot Account will become part of your Unified Trading Account.

Spot and supported derivatives trading products can use assets held within the Unified Trading Account.

For deposits and withdrawals, please use your Funding Account.

2. The Upgrade Is Irreversible

Once your account has been upgraded to UTA, it cannot be restored to the Traditional Account structure.

If you would like to familiarize yourself with UTA before upgrading, you can use BloFin's Demo Trading feature first.

3. Open Futures Positions May Be Supported During Upgrade

You may upgrade to UTA while holding open positions, provided that the risk level of the account after the upgrade remains within acceptable limits.

If the account does not meet the required risk conditions, the upgrade will be restricted.

4. Copy Trading Positions and Trading Bots Must Be Closed

Before upgrading to UTA, please cancel or close:

• Active Copy Trading positions
• Running Trading Bots

The upgrade cannot proceed while these activities remain active.

5. There Is No Minimum Asset Requirement to Upgrade

There is no minimum asset requirement for upgrading from a Traditional Account to UTA.

6. Futures Bonuses and Vouchers Remain Supported

Futures bonuses and vouchers can still be used after upgrading to UTA, similar to the Traditional Account.

However, when a Futures Bonus is present, the available balance displayed for Spot and Futures trading may be different because the Futures Bonus is intended for eligible Futures trading usage.

7. The Upgrade Takes Approximately One Minute

The upgrade process is expected to take approximately one minute.

During the upgrade, the following functions will be temporarily unavailable:

• Trading
• Deposits
• Withdrawals
• Transfers
• Exchanges

These functions will become available again once the upgrade is completed.

How to Upgrade to a Unified Trading Account

Users can upgrade directly from the BloFin platform.

Step 1: Select Upgrade

Go to any of the following pages:

• Spot Trading
• Futures Trading
• Overview

Click [Upgrade] to begin.

Step 2: Review the UTA Introduction

A pop-up will display information about the Unified Trading Account.

Please read the information carefully to understand how UTA works and how your account will change after upgrading.

Click [Next] to continue.

Step 3: Confirm the Trading Rules

Review the Unified Trading Account:

• Trading rules
• Terms of Service
• Relevant account information

Once you have reviewed and accepted the terms, click [Confirm Upgrade].

Step 4: Wait for the Upgrade to Complete

The account upgrade will begin and is expected to take approximately one minute.

During this period, trading, deposits, withdrawals, transfers, and exchanges will be temporarily restricted.

Please wait until the upgrade is complete before performing any account operations.

Step 5: Upgrade Completed

Once your account has been successfully upgraded, you will receive a confirmation email.

Before you begin trading with UTA, we recommend reviewing the relevant information regarding:

• Assets and collateral
• Risk-management rules
• Trading modes

This will help you understand how your assets and margin are managed under the Unified Trading Account.

Frequently Asked Questions

Can I switch back to a Traditional Account after upgrading?

No. The upgrade to a Unified Trading Account is irreversible.

Once the upgrade is completed, your account cannot be restored to the Traditional Account structure.

You can use BloFin's Demo Trading feature to familiarize yourself with UTA before upgrading.

Is there a minimum balance required to upgrade to UTA?

No. There is no minimum asset requirement to upgrade from a Traditional Account to UTA.

What happens to my Spot Account after upgrading?

Your Spot Account will be merged into your Unified Trading Account.

After the upgrade, supported Spot and derivatives trading products can use assets within the Unified Trading Account.

Deposits and withdrawals should continue to be managed through the Funding Account.

Can I upgrade while I have open Futures positions?

Yes, provided that the risk level of your account after the upgrade remains within acceptable limits.

If the account does not meet the required risk conditions, the upgrade will be restricted.

Can I upgrade while using Copy Trading or Trading Bots?

No.

Please close your Copy Trading positions and stop any running Trading Bots before upgrading to UTA.

Can I still use Futures Bonuses and vouchers after upgrading?

Yes. Futures Bonuses and vouchers can still be used in UTA.

However, when Futures Bonus funds are present, your available balance for Spot trading and Futures trading may be different due to the applicable bonus usage rules.

How long does the UTA upgrade take?

The upgrade process is expected to take approximately one minute.

During the upgrade, trading, deposits, withdrawals, transfers, and exchanges will be temporarily restricted.

Does UTA support both Isolated and Cross Margin?

Yes.

UTA supports both Isolated Margin and Cross Margin, allowing users to choose how margin is allocated across their positions.

What is the benefit of Cross Margin in UTA?

Under Cross Margin, eligible positions can share available margin.

Profits and losses across eligible contracts can also offset each other, helping users utilize their funds more efficiently.

Does UTA support Single-Currency and Multi-Currency modes?

Yes.

The Unified Trading Account supports both Single-Currency Mode and Multi-Currency Mode.

The applicable collateral and risk-management rules may differ depending on the selected mode, so users should review the relevant rules before trading.

Ready to Upgrade?

Before upgrading, remember that the change to UTA is permanent.

If you would like to experience the Unified Trading Account before upgrading your live account, you can first explore it through BloFin's Demo Trading feature.

When you're ready, go to the Spot Trading, Futures Trading, or Overview page, click [Upgrade], and follow the on-screen instructions.

Disclaimer: This content is for educational purposes only and does not constitute financial, investment, legal, or tax advice. Crypto assets are highly volatile and carry significant risk of loss. Always verify local regulations and carefully review the applicable product rules before trading.